越穷的人越应该做这三件事（越喜欢在这四个方面）

人常说，这世上有三件事情无法隐藏：贫穷、咳嗽和爱。

It is often said that there are three things in this world that cannot be hidden: poverty, cough and love.

钱的重要性不言而喻，我们每个人都想过富足优渥的生活，可现实生活往往是，很多人为了微薄的工资去拼命，到头来却越忙越穷。

The importance of money is self-evident, we all want to live a wealthy life, but the reality of life is that many people for meager wages to work hard, but in the end the more busy the poorer.

正如著名企业家稻盛和夫所说：

As noted entrepreneur Kazuo Inamori said:

“越穷的人，他的思维就越局限，不知轻重，往往把宝贵的时间浪费在不值得的事情上。”

"The poorer a person is, the more limited his thinking is, the less prioritized he is, and he tends to waste his precious time on unworthy tasks."

在现实生活中，往往越穷的人，越喜欢在这四个方面表现“大方”。

In real life, the poorer people tend to be, the more generous they are in these four areas.

在盲目消费方面大方

之前公司有这样一位同事：

There was a colleague at the company who said:

看到别人的口红好看，就想集齐一整套；

See other people's lipstick looks good, want to collect a set;

看到别人用的护肤品效果好，自己也立马就去下单了一套；

Seeing the good effect of skin care products used by others, I immediately went to order a set.

为了不被周围的人比下去，分期购买最新款的苹果手机……

Buying the latest iPhone in installments so as not to be outdone by the people around you...

她对物质追求的欲望，就像滚雪球一样越滚越大。

Her desire for material pursuits is rolling like a snowball.

我曾好奇问过她：

I was curious and asked her:

“你的工资能撑得起你的消费吗？”

"Can your salary support your consumption?"

她直言道：

She said bluntly:

“怎么可能，我用的化妆品，护肤品，衣服，包包，每一样都是质量上乘的，那点儿工资怎么可能够？我现在每个月都靠透支信用卡，或者爸妈接济生活。”

"How is that possible? My makeup, my skin care products, my clothes, my bags, everything is of the best quality. I now live on credit cards or money from my parents every month."

记得网上公布过一份调查结果，结果显示：

I remember that there was a survey published online, and the results showed that:

花呗的90后用户占了总用户40%多；

Huabei's post-90s users account for more than 40% of its total users.

信用卡用户呈现年轻化趋势，90后和00后占比40%左右；

Credit card users tend to be younger, with those born in the 1990s and 2000s accounting for about 40%.

申卡年龄小于30岁的用户，占比达到近70%；

Users who apply for cards under the age of 30 accounted for nearly 70%;

90后的负债额是其月收入的18.5倍，负债在亚洲同龄人中排名第一；

The post-1990 generation's debt is 18.5 times their monthly income, the highest among their Peers in Asia.

60%以上的年轻人，都是每个月赚着几千块的工资，消费却像是月入过万一般。

More than 60 percent of young people earn a few thousand yuan a month, but their consumption seems to exceed 10,000 yuan a month.

表面上光鲜亮丽，背地里不知道欠着多少钱。

On the outside, he's got no idea how much money he owes.

看过一期《圆桌派》，节目中蒋方舟、武志红、梁文道三位老师分析当代人的消费观念。

I have seen a round Table School, in which three teachers, Jiang Fangzhou, Wu Zhihong and Liang Wendao, analyzed the consumption concept of contemporary people.

窦文涛老师一句话道明了当代年轻人的生活状况：

Teacher Dou Wentao explained the living conditions of contemporary young people in one sentence:

隐形贫困人口。

invisible impoverished people

一时消费一时爽，账单一出火葬场。

The bill goes out the crematorium.

这便是盲目消费的后遗症。

This is the legacy of reckless consumption.

在自我投资方面盲目大方

刚步入职场的那段时间，我因为想要多考一些含金量高的证书，做了很多准备。

At the beginning of my career, I made a lot of preparation because I wanted to get more valuable certificates.

花了很多钱和精力去选择精品课程，买了一大堆教材、笔、本子，甚至为了方便学习还买了一台平板电脑。

I spent a lot of money and energy to choose excellent courses, bought a lot of textbooks, pens, notebooks, and even bought a tablet computer for easy study.

在买这些东西的时候，我幻想着：

While buying these things, I fantasized:

拿到东西之后，我一定要制定一个严格的计划表，每天的空闲时间必须安排得满满当当，热情空前高涨。

After getting the things, I must make a strict schedule, every day free time must be fully arranged, enthusiasm is unprecedented high.

然而现实情况却是：

But the reality is this:

每天下班感觉已经疲惫不堪了，每次回到家躺床上就只想玩手机，平板电脑更是成了看剧专用，网上买的视频课程直到过期也几乎没怎么碰过。

I feel exhausted after work every day. Every time I go home and lie in bed, I just want to play with my mobile phone. My tablet computer is specially used for watching TV dramas.

考试报名的时候还想，考前突击应付一下，说不定就能过了。

When I signed up for the exam, I thought that I might be able to pass it if I made a surprise attack before the exam.

最后，想要考取的证书一个也没用拿到，钱就这么打了水漂。

In the end, I didn't get any of the certificates I wanted, and the money just went down the drain.

这样的事情还有很多：

The list goes on:

听别人说哪本书写得好，适合自己，就立马买来，但好几年过去了还没看；

You buy a book when someone tells you it's a good one, but you don't read it for years.

看到别人减肥成功了，就立马花大价钱给自己办了一张健身卡，但一年过去了都没用过几次；

Seeing others lose weight successfully, I immediately spent a lot of money to buy a gym membership for myself, but a year has passed without using it several times;

听别人说哪个护肤品质量好，就立马也给自己买了一套，但摆在那里一直懒得去用；

Listening to others say that which skin care products are of good quality, I immediately buy a set for myself, but I have been too lazy to use it.

……

其实啊，我们生活中大多数无谓的焦虑，只是因为太想活成别人。

In fact, most of the unnecessary anxiety in our lives is because we want to be someone else.

老子曾言：“知人者智，自知者明。”

Lao Tzu once said, "He who knows others is wise, and he who knows himself is wise."

如果一个人认不清自己，在自我投资方面盲目大方，结果只会让自己摔得很惨。

If a person doesn't know who he or she is and invests in himself or herself blindly, he or she will fall on your face.

在浪费时间上很大方

稻盛和夫说：

Inamori said:

“越穷的人，他的思维就越局限，不知轻重，往往把宝贵的时间浪费在不值得的事情上。”

"The poorer a person is, the more limited his thinking is, the less prioritized he is, and he tends to waste his precious time on unworthy tasks."

深表同感。

I feel the same way.

有的人深知“时间就是金钱”，他们会在自己有限的时间里做更多更有意义、有价值的事情。

Some people know that "time is money" and they will do more meaningful and valuable things with their limited time.

比如整天埋头于工作或者学习之中，忙碌起来，让自己生命的分分秒秒都在充实，受益良多。

Such as immersed in work or study all day, busy up, so that every minute of their lives are enriched, benefited a lot.

这正体现了爱迪生的那句：

This is exactly what Edison said:

“人生太短，要干的事情太多，我要争分夺秒。”

"Life is too short, there's too much to do, and there's not a second to lose."

而有的人觉得自己的时间还多，浪费一点些也无关紧要。

And some people feel that they have more time, waste a little bit of it doesn't matter.

这样的人认为短短的人生，如果不及时行乐，岂不枉来人世一遭？

Such people think that a short life, if not carpe dieu, will not waste the world?

他们抱着“今朝有酒今朝醉，我歌我笑如梦中”的态度，把自己的时间大都耗费在嬉戏玩闹中。

They hold the attitude of "today is drunk, I sing I laugh like a dream" and spend most of their time playing.

当然时间也会公平地给这两种人以不同的结果：

Of course, time would have done the two fairly different things:

第一种人，用自己珍惜时间，辛苦劳动换来了累累硕果，他们也会以此为豪；

The first kind of people, with their precious time, hard work for fruitful, they will be proud of it;

第二种人，终日碌碌无为，最后只会落得两手空空，日子越过越艰难，留下的只有无穷的悔恨。

The second kind of people, who go through a busy day and do nothing, end up with nothing, and the days get harder and harder, leaving only endless regrets.

巴菲特也曾说过：“时间是聪明人的朋友，是平庸者的敌人。”

Buffett also said: "Time is the friend of the wise and the enemy of the mediocre."

上天给予我们每个人的时间都是一样的。

We are all given the same amount of time.

倘若一个人在享乐上大方，花费了大把的时间，这也就意味着他在学习和工作上可堪利用的时间会变得很少，二者之间的结局可想而知。

If a person is generous in his enjoyment and spends a lot of time, it means that he has less time to spend on his study and work, and the result of the two is predictable.

在妥协上很大方

人生就像是一场马拉松，在很多时候都需要“熬”，这是一段痛苦而忍耐的过程。

Life is like a marathon, most of the time need to "endure", this is a painful and patient process.

而很多人的穷，其实都是输在不会“熬”。

And a lot of people's poor, in fact, are not lost in "endure".

你是不是也觉得，妥协一下，将就一下，其实这个世界也是挺美好的？

Do you also think, compromise, compromise, in fact, the world is pretty beautiful?

实际上，你的每一次妥协，都是以降低标准可以更容易地得到自己想要的结果的时候，你就注定会得到你不想要的。

In fact, every time you compromise, you're doomed to get what you don't want when you lower your standards to make it easier to get what you want.

妥协很简单，只需要顺其自然就好了。

Compromise is simple, just go with the flow.

当一天和尚撞一天钟，得过且过的日子也不错。

It's good to muddle along when a monk knocks the bell.

可是当你穷困潦倒的时候，你只会痛恨自己当初的懦弱和不争气。

But when you're down and out, you just hate yourself for being weak and weak.

看过一组很有名的漫画：

Read a group of famous comics:

一群人背着一个沉重的十字架往前走，图中有个人自作聪明，把自己的十字架砍了一截，背起来轻松了很多。

A group of people carrying a heavy cross were walking along. In the picture, a wise man cut his cross to make it easier to carry.

过了一会儿，他又觉得有点累，就又砍了一截。

After a while, he felt a little tired again, so he cut another piece.

就这样，他轻松地超过了所有人。

In this way, he easily surpassed them all.

可是，走着走着前面有一条很深很宽的沟壑，他在沟壑前面停了下来，急得抓耳挠腮，不知道该怎么过去。

However, there was a deep and wide ravine ahead of him. He stopped in front of it, scratching his head and not knowing how to get across.

这时候，被他超过的人都慢慢赶了上来，他看到有人用背着的十字架搭在了沟壑上，很快就走了过去。

By this time, those who had been overtaken by him were slowly catching up, and he saw some people with a cross on their back on the ravine, and quickly walked across.

他也想有样学样，可因为他的十字架被中途锯掉了很多，太短了已经用不了了……

He wanted to follow suit, but his cross had been sawed off so much that it was too short to use...

毁掉他的，正是因为他的一再妥协。

It was his repeated compromises that destroyed him.

王小波曾说：

Wang Xiaobo once said:

“人在年轻时，最头疼的一件事就是决定自己这一生要做什么。总而言之，干什么都是好的，但要干出个样子来，这才是人的价值和尊严所在。”

"One of the biggest headaches you have when you're young is deciding what to do with your life. In short, everything is fine, but to do well, that is where human value and dignity lie."

人活着，真的不能轻易妥协。

People live, really can not easily compromise.

很多时候，你以为只是妥协一次，但其实这很有可能会害你一生。

Most of the time, you think it's just a compromise, but it can actually damage you for life.

有追求的人生才完美，在前行的路上，你是变形金刚，是百毒不侵，是不知疲倦，你才能得到你想要的富贵。

The pursuit of life is perfect, on the way forward, you are a transformer, is a hundred poison invasion, is tireless, you can get the wealth you want.

▽

马云曾经说过这样的一句话：

Jack Ma once said:

“晚上想想千条路，早上醒来走原路。”

"Think of a thousand paths at night, wake up in the morning and follow the same path."

人与人之间的差距其实没有那么大，差别在于人和人之间，思维、格局、眼界、见地。

In fact, the gap between people is not so big, the difference is between people, thinking, pattern, vision, vision.

而普通人想要改变当前的现状，一定要先摆脱上面四种“大方”的行为，越早改掉越好。

However, if ordinary people want to change their current situation, they must first get rid of the above four "generous" behaviors, and the sooner they get rid of them, the better.

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